In the 2nd paragraph, provide details and comment on the qualification/ achievements as well as strong points of the referee for Audio producer. Loan Officer Job Description: Salary, Skills, & More, Athletic Trainer Job Description: Salary, Skills, & More. Candidate Info Committed to excellence in working with realtors, builders, and borrowers in order to ensure continuous business and satisfaction. Act as a salesperson, persuading clients to obtain loans from their institutions rather than anywhere else. Ability to build strong relationships with production, underwriting, closing and other internal and external associates. Loan officers and mortgage brokers need a bio that serves two functions—it should establish the loan officer’s competence with financial matters and all of the paperwork involved, and at the same time, convey a sense of personal interest in the client and a feeling that despite the fact that any mortgage lender has many clients at any given time, he or she will make each client a top priority. Successful in cold calling clients; generating over a $1,000,000 in applications in less than a week. Meet with loan candidates to explain options and answer questions. Maintain National and State licensing with NMLS. Re: Mortgage Loan Officer Position . Proficient understanding of FHA, VA, FNMA, FHLMC underwriting guidelines. 1st & 2nd quarter 2013 Retail Mortgage Pinnacle Award recipient. Insured all appropriate disclosures sent out and explained to borrower to comply with federal regulations including Truth in Lending, RESPA, HMDA, and Regulation Z. Submit applications to credit analysts for verification and recommendation. Credit Intermediation and Related Activities Add Tags — eg, Finance, Business2Business... Tony Peschek doesn’t have a summary yet. Results driven finance professional with demonstrated track record of success seeking a rewarding career as a loan officer at ABC company. Analyze and equality applicant's information to determine viability of the clients desired loan program. Revise, enter and/or combine client and account information, such as numerical data, record logs, and research samples for data retrieval information. A career objective focuses on your skills and explains how they make you a perfect fit. Ensure full application and documents needed to get loan into processing are collected. Loan Officer Resume Skills List As a Loan Officer, you wear many hats. Interact with different departments in consumer line of business to fulfill customers expectation with their home loans. Meridian Bank is an innovative community bank providing full service banking to business professionals and retail customers in Pennsylvania, New Jersey, Delaware and Maryland. The pay of those who are paid on a commission basis can directly correlate with the number of hours they're willing to dedicate to work. Assist with creation of loan packages and loan closing reports. The most highly paid loan officers work for automobile dealerships. APPLY NOW. Responsible for loan origination of Home Equity and Home Improvement Loans. Use my interpersonal and communication skills to generate referral business leads and relationships with individuals, existing clients, past clients and Real Estate professionals. Image by Alexandra Gordon © The Balance 2019. Utilized DU Underwriter to determine the eligibility of granting loans. Achievements as a Loan Officer: - Led my bootcamp in total volume closed from our start date through FY 2016 (5 months). Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. Instead, discuss achievements you made like reducing expenses, increasing efficiency, or winning awards. $30M in financing. They should have extensive experience in underwriting the loan types offered by the credit union. Within 3 months lead 25 member team in generated revenue of 2.7 % on $12.5M in loans closed. Job description and duties for Loan Officer. As a credit officer, you may want to use verbs like research, collaborate, report, advise, explain, and prepare. Gauge Home Loans. Handled a mortgage portfolio in excess of 1 million accounts. Solidify and maintain relationships with local realtors and builders. Working on reaching underserved corners of the credit markets is central to the role. achievements of administrative officer Getting your CV and cover letter right is a crucial step in applying for any job. Attend Open Houses weekly to enhance Purchase Business, Production: Average of $1,000,000 in Funding Months. Sold and marketed PointBank's mortgage loan products within bank policies and procedures; obtained consistent effective referrals of mortgage clients; developed and executed effective marketing plans to meet & exceed objectives, Maintained complete knowledge of PointBank's mortgage strategies, policies, and procedures, secondary market investor's guidelines utilized by the bank, and federal and state established laws, Educated and advised clients on mortgage products and services to best meet their needs and to benefit them; ensured the clients and the bank benefited from all loans closed, Maintained knowledge of all mortgage loans and mortgage loan regulations such as Conventional, FHA, VA, Fannie Mae, Freddie Mac, and USDA; abided by all guidelines, policies, procedures, and regulations, Updated and maintained an extensive client database to maintain relationships & follow-up on leads, Exceed goal for customer satisfaction on a quarterly bases, Working with clients online through [company name] webpage, Trained in over ten systems/tools for mortgage sales, Participate in the continuity program to retain all client base. Supervised a staff of 10 employees when upper management is not present. A career summary focuses on your professional experience and achievements. Loan officers typically need a bachelor’s degree, usually in a field such as business or finance. Provide conventional, FHA, VA, HARP & Doctor loans to new and existing SunTrust clients. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. © 2021 Job Hero Limited. Key role with collaboration with business partners in consumer financial investments, small business banking, and consumer retail banking to meet goals and uncover banking relationship deepening opportunities, Manage pipeline of multiple loans from initiation to closing; directing team members on each file, monitoring loan status, driving work to get loans to closings on time and without additional costs, Consult and assess customer needs and present options to facilitate sale, Contract and financial documentation review; monitoring loan pipeline: status, changes, loan closing, approvals and terminations, Prepare and analyze mortgage loan applications along with other disclosures, Work with customer to ensure loan program fits their needs. Art Gallery Registrar Job Description: Salary, Skills, & More, Bank Teller Job Description: Salary, Skills, & More, Moving on Up: Types of Jobs in Real Estate, Attorney Job Description: Salary, Skills, & More, Animal Control Officer Job Description: Salary, Skills, & More, Want to Work in Banking? Loan Officer Duties and Responsibilities – Loan officers are employees of the credit union. Some might eventually supervise other loan officers and clerical staff. She is a former writer for The Balance Careers. achievements links people ... Tony Peschek. Pursue Lifestyle Freedom as you build your pipeline & add a second stream of revenue. Loans officers can specialize in commercial, consumer, or mortgage loans. Delegate responsibilities through all stages of the loan process. Licensed by the NMLS. Responsible for the development of leads through aggressive marketing campaign to Real Estate Brokers Agents, Attorneys and not for profit organizations. Community is the best descriptor of our people. Your Loan Officer skills list should show evidence that you can sell, conduct risk analysis and provide excellent customer service. Find other people named Tony Peschek. Extensive over the phone sales experience, Assist prospective clients in refinancing and originating mortgages, Promoted to Mortgage Loan Officer within the first month of being hired, Telemarketing mortgage loans from Lead System, Help desk for junior mortgage loan officers, KY State NMLS exam passed - license not obtained, Mortgage loan officer consistently met or exceed monthly loan volume requirements, Excellent network of business contacts in place and cold calling skills phenomenal, Superb knowledge of most all residential mortgage guidelines, Consistently attendance at mortgage seminars & product training sessions, Strategic Alliance account management of a real estate brokerage of 60+ Realtors with weekly status to management and key stakeholders, Management of mortgage section for 2 Bank of America banking centers. Performed, taught and monitored the performing of credit analysis and property analysis on conventional loan files submitted within the timeframe established by departmental management; Performed timely reviews of conditions submitted as well as loan resubmissions; Adequately and effectively explained in writing and verbally the decision reached in a manner that maintained a positive relationship with all customers; Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies. Alaska, AK 60723. Created a home buying PowerPoint presentation used to educate and inform home buyers about different real estate financing solutions to meet their needs. What Are the Best Jobs in the Banking Industry? Andrea Martinez Bio Loan Officer Phone:(920) 965-0700 Ext:117 Cell:(920) 246-6360 Email:amartinez@patriotms.com 1241 Lombardi Access Road, Green Bay, WI Established business relationships with Realtors, Builders and Attorneys, Responsible for the direction of all aspects of processing the Cash Flow Manager Program. Assist in preparation of loan documents and closing of loans, Provide customer service from the origination to closing of the loan, Handle communication between customers, underwriters, and attorneys necessary documents for loan. Rejects loans by explaining deficiencies to applicant and how to possibly rectify the deficiencies to have new clients in the future. This occupation requires some education, experience, and training. Recognized for consistent high marks on customer service surveys and committing the fewest errors per loan file. Residential mortgage loan origination and sales from new business and existing bankcustomers, Originate Home Loans (FHA/ VA/ HARP/ Fannie/ Freddie/ Conforming/Jumbo etc. 2012 sales volume in excess of 15 million dollars. Establish marketing and company name branding to assist in growing bank footprint. Seventy percent of the work day is calling out to SunTrust clients for sales opportunities. The best examples from thousands of real-world resumes, Handpicked by resume experts based on rigorous standards, Tailored for various backgrounds and experience levels, In charge of all mortgage clients within 4 NV Home developments with sales prices ranging for $425K to $1.5M. Analyzed self-employed business financial statements and tax returns. Oversee entire mortgage process including application, origination, underwriting and closing. Professional assistant to the president and senior vice-president of the bank. Mortgage Loan Officer Cover Letter Sample (Text) Stanislaus Rodisky Alaska, AK 60723 Phone: 901-432-8097 Email: stanisky@yahoo.com September 5, 2018 Ms. Perry Kaniack Recruiter Fidelity Loans and Trust, 30 Commonwealth Road. This is primarily an office job, but it can also depend on a loan officer's specialty. They investigate their creditworthiness, then authorize or recommend approval of loans. ... should be rewarded for their outstanding achievements, AND for helping others achieve as well. The POWER of a CAREER! Solicited mortgage loan applications from referral sources and company generated leads, to fund over 1 million in volume per month. Used Calyx Point mortgage loan software to process 15 loans a week with 99.9% accuracy. Assisted customers by assuaging their doubts and clarified different credit policies. Generate Consumer and Mortgage Loans through analyzing financial statements and documents. Analyze and verify loan applications to determine clients' creditworthiness. Maintain a constantly growing pipeline and ensure a timely closing on all real estate transactions, Guide clients through the home buying or refinancing process, Work closely with my team on all closings and work together to solve any problems that may arise throughout a transaction. This is a full-time position and can involve extensive additional hours over 40 per week. For example, loan officers employed in commercial finance can only expect job growth of about 3% during the same decade, which is slower than average. Loan Processor. Networked relationships with title agencies, real estate agents/brokers, insurance agents, home builders/remodelers in order to indirect market mortgage products to their existing clients. You should have several essential qualities to succeed at becoming a loan officer. Working knowledge of Freddie Mac lending guidelines (Loan Prospector), Responsible for creating mortgage department's month end production report, Licensed mortgage loan officer in several states, Specializing in Conventional/Fixed, FHA, Jumbo and ARM Loans. Meet with applicants and explain different types of loans and credit options that are available, as well as terms. Access to over 150 lenders who are underwriting for traditional Fannie/Freddie May, FHA, VA, Hard money commercial loans. With backgrounds and experiences as varied as the clients we serve, we are a Community of professionals who care about each other. Take a look back at our sample job description for Loan Officer resume. Occasionally, but rarely, they might only earn commission. Process account and customer source documents using the company systems Linx, Boss, AS 400, FileNet, FileNet Capture, IC. Pre-qualified potential customers for refinance, purchase, and first time homebuyers. He will office at the 27th and Pine Lake location. Capable loan officers can move to larger branches of their firms or to managerial positions. Use our Job Description Tool to sort through over 13,000 other Job Titles and Careers. Source: U.S. Bureau of Labor Statistics, 2018. Duties consisted of gathering data and appropriate documentation for consumer and loan closings. Origination of mortgage loans and refinance in all states. Ensure that loans meet federal and state standards and requirements. In his role, Reeves will focus on building Counsel and inform borrowers of loan options, market conditions, documents and other, Hosting and presenting at realtor open houses, luncheons, and seminars, Introduce other bank products for cross sell opportunities, Networking and establishing relationships with realtors, attorneys, CPA's, builders, Working with Realtors, hosting events outsourcing and cold calling, Giving clients quotes on Mortgages purchase/refianace, Entering applications, collecting needed documentation from client to proceed, Following up with the processors and underwriters to ensure a smooth experience, Held accountable for entering a minimum of four loans per week and closing a minimum of one million dollars a month. Generate Warranty Deeds for VA Vendee loans, reinstate Mortgages/Lines of Credit to ensure customer and bank satisfaction and prepare lien releases. Comfortable working open houses, attending caravans, and networking events in order to continuously build a steady book of business. Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community, and making sales calls to prospective customers, Provide prospective clients sound mortgage advise based on full understanding of client needs as well as the Company's mortgage products and their benefits. Use our Job Search Tool to sort through over 2 million real jobs. Originate commercial and residential Conventional, USDA, FHA, AHFA, mortgages. Here's What You Need to Know, Manager Job Description: Salary, Skills, & More, Photographer Job Description: Salary, Skills, & More, Wildlife Officer Job Description: Salary, Skills, & More. There are many classes and some certifications available to improve a newcomer's chance of securing a loan officer position. Some firms and institutions expect loan officers to build their own client bases, so applying with a list of contacts and network referrals can set you apart from other, less prepared candidates. Assigned Mortgage Loan Officer for 5 US Bank locations. Actively managed continuous pipeline ranging from 50-95 loans on average, totaling approx. It works best on a senior loan officer resume or if you have at least 2 years of relevant experience. Often, mortgage loan officers must seek out clients, which requires developing relationships with real estate companies and other sources that can refer prospective applicants. Worked closely with over forty investors Nation wide. Provide guidance to partnered loan associates and borrowers within all aspects of the sales process. Work Experience . Using pricing engines and knowledge of products available, offer best rates and credits to lock in new loans. Ensure loan applicaant provides required information and supporting documentation. Meet with loan candidates to explain options and answer questions. Sold mortgages including new purchase, refinance, home equity lines of credit, and government sponsored loans, Over the past two years held a consistent top seller ranking within the company maintaining a goal of 90 clients at any given time, Served as the primary liaison between the borrower, the underwriter, and the processing. Name the referee who you are writing this letter to recommend. Underwrite members with accurate mortgage analyses, clear, written and verbal, Evaluate complete documentation and data entry for efficient and paperless mortgage. Write extensive narrative analyses and action plans. Interview prospective loan applicants to determine up front eligibility and screen for approval. Promoted to Senior loan officer over five people in just six months after successful completion of in-house series sales training classes. The Loan Officer is also expected to lead business development efforts aimed at growing our loan portfolio. Evaluate customer financials to accurately analyze homeowner's eligibility for modification programs and to correctly estimate modification terms, demonstrating analytical and problem-solving skills. Continually communicate with current customers regarding their purchase or refinance status. Calculating income, and property evaluations to determine clients ' creditworthiness to effectively sell, package, and borrowers order. Ensuring compliance with policies, procedures, and analyze their financial statements and documents needed to get clients approved mortgage! Consumer, or mortgage loans on the qualification/ achievements as well as terms an office,... Fewest errors per loan file with borrowers to collect, Review, and training former! 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